Whiplash claim values vary from case to case, and because of this, any estimated pay-out you receive should be taken with a pinch of salt. Having said that, there are average whiplash pay-outs that you can review, to get an approximate pay-out for your injury claim.
Calculating Whiplash
Whiplash injuries are split into grades:
- Grade 1: Grade 1 whiplash is minor whiplash. It usually lasts for 2-4 weeks, and a few months at the most, with a full recovery afterwards.
- Grade 2: Grade 2 whiplash is moderate whiplash. It usually lasts for 2-4 months; however, symptoms can persist for longer, usually up to 6 months.
- Grade 3: Grade 3 whiplash is moderately severe whiplash. There will be musculoskeletal signs of injury, with a recovery period more than a year.
- Grade 4: Grade 4 whiplash is extreme whiplash, or severe whiplash. This whiplash is only diagnosed where this a fracture or dislocation or injury to the spinal cord.
The average pay-outs for these grades are as follows:
- Grade 1: Between £1,000 and £3,500;
- Grade 2: Between £4,000 and £9,000;
- Grade 3: Between £1,000 and £29,000;
- Grade 4: Between £30,000 and £60,000.
However, it is important to remember our first point within this article: That whiplash claim values vary from case to case. So, you may be owed a different amount to the pay-outs listed above. Information about how whiplash injuries are graded can be found below:
How Whiplash is Graded
Whiplash is graded per the following three points:
- The extent of your whiplash;
- Your recovery period from your whiplash;
- How your injuries have and will affect your life (prognosis).
You will need to attend a medical examination as part of the claims process to establish these things. It is also highly likely that if you have not already done so, you will need to have an x-ray scan and an MRI scan, to assess your injury properly. If your only symptoms are pain and discomfort, then it is likely that you have grade 1 whiplash. Grade 2 whiplash may have some minor musculoskeletal signs of injury, while grade 3 and 4 whiplash could have neurological signs of injury too. The medical report generated through your medical examination will be used by your solicitor to determine a fair and proportionate settlement figure, which will then be presented to other side along with all evidence.
To get a better payout average for whiplash claim, or for legal advice, you can call an accident helpline. Accident helplines are the best way to get legal advice quickly and from the comfort of your own home. However, you should make sure that you only call a helpline that is operated by a law firm, to ensure you get the very best legal advice.